Three invented cases: a trailer-mounted mulch blower over 60 months, a used crew truck with an enclosed trailer at 48 and 60 months, and a mulch and stone order on a credit line, repaid as one customer pays in parts. ZIP 72756 and Benton County, AR counts for landscaping services close the page, with the receipts of owner-only firms in their own sentence.
At a glance
- Landscaping services at ZIP 72756 addresses
16 employer establishments (ZBP 2023, NAICS 561730)
- Benton County, AR landscaping employers under five employees
69 of 95, 72.6% (CBP 2023)
- Annual payroll, landscaping services employers
$23,886,000 (CBP 2023)
- Receipts of landscaping businesses without paid employees
$30,137,000 (NES 2024)
Stand-on mowers, aerators and enclosed trailers: the papers a Rogers, AR landscaper gathers
Before a machine goes on a request, a few papers make its price and condition plain. Any of the following may come up in a partner's review:
- The dealer's quote with make, model, serial number and price for each mower, aerator or trailer.
- For used machines, the hour-meter reading and any service records from the seller.
- The title or certificate of origin for a trailer or truck.
- Recent business bank statements showing customer payments arriving.
Smaller machines, such as a stand-on mower, a core aerator and a dethatcher, can be grouped on one quote so the crew carries one payment instead of three. They wear out sooner than a mulch blower or a trailer, so a partner may set a shorter term for them; listing each machine with its own price lets the partner decide that item by item.
A landscaping company's crew trucks and trailers can be named on an equipment financing request.
Landscaping equipment financing in Rogers, AR, worked on a trailer-mounted mulch blower
A mulch blower pushes bark and compost from its hopper through a long hose into the beds, so a crew can spread a commercial bed job without a line of wheelbarrows. Illustration only, invented figures: a dealer quotes a $58,640 trailer-mounted blower with its hose and remote. That invented price on a 60-month schedule at 9.35% a year means $1,227.26 a month.
The 60 invented payments total $73,635.60, so invented interest across the term is $14,995.60. An owner can weigh that invented payment against the crew hours now spent spreading mulch by hand, using its own job records. A partner may also ask whether the blower is new or used, since that can change the term it offers.
A used crew truck and an enclosed trailer at a Benton County, AR landscaping company: 48 or 60 months
Illustration only, invented figures: a used crew truck at $36,270 and a new enclosed trailer at $9,815 go on one request for $46,085 at an invented 10.6% annual rate.
| Term | Invented monthly payment | Invented total of payments | Invented interest |
|---|---|---|---|
| 48 months | $1,182.16 | $56,743.68 | $10,658.68 |
| 60 months | $992.83 | $59,569.80 | $13,484.80 |
Choosing 60 invented months instead of 48 trims $189.33 off each payment, yet interest grows by an invented $2,826.12. Because the truck is used, a partner may prefer the shorter term, and the trailer may last longer than either.
Mulch and stone for a commercial job: a credit line draw for Rogers, AR landscapers
Materials for a large job are bought before the customer pays, and a line of credit can carry them. Illustration only, invented figures: a landscaper draws $7,180 for mulch, stone and edging, and a property manager pays the job in three parts. Invented interest runs at 12.9% a year on the balance each day:
| Customer payment | Invented amount applied | Invented balance after | Invented interest for the stretch |
|---|---|---|---|
| Day 21 | $2,900 | $4,280 | $53.29 |
| Day 38 | $2,600 | $1,680 | $25.72 |
| Day 52 | $1,680 | $0 | $8.31 |
Invented interest across the 52 days comes to $87.32. A short working capital loan would charge interest for its whole term even after the customer pays, which is why a line suits materials like these. Plant stock for a single install is a different case, carried on a short loan in landscaping business loans.
Landscaping services at ZIP 72756 and in Benton County, AR: crew size, payroll and owner-only receipts
In the 2023 ZIP Code Business Patterns, 16 landscaping services establishments report a ZIP 72756 address (NAICS 561730).
Countywide, small crews are the rule: 69 of the 95 landscaping employers in Benton County had fewer than five employees in 2023, and the trade's annual payroll in the county came to $23,886,000 (County Business Patterns).
Owner-only landscapers are counted by a separate program. Nonemployer Statistics for 2024 puts the receipts of the county's landscaping businesses with no paid employees at $30,137,000. Crews in other trades can start from the industries page; the Rogers, AR page has more ZIP 72756 figures.
By Meadowfield Business Capital ยท Updated