Invented cases on this page: a front-office copier on a 36-month loan set against a lease with a buyout, and strollers, tablets and an indoor climber on a 24-month equipment loan. A list sorts kitchen items into equipment and property work. ZIP 72756 and Benton County, AR child care counts close the page.
At a glance
- Child day care services at ZIP 72756 addresses
9 employer establishments (ZBP 2023, NAICS 624410)
- Benton County, AR child care services without paid employees
262 nonemployer establishments (NES 2024)
- Receipts of those nonemployer providers
$4,077,000 (NES 2024)
- Annual payroll, child day care services employers
$38,550,000 (CBP 2023)
Copier quotes, payroll registers and tuition deposits: what Rogers, AR daycare centers bring to a funding partner
Each cost at a child care center has its own paper behind it, and a partner reviewing the request may want to see any of the following:
- For a copier or classroom equipment, the dealer's quote with the price of each item.
- For staff costs, payroll registers showing how many teachers each room needs to keep its ratio.
- Tuition deposits for recent months, from the business bank statements.
- The center's license details and the number of children it is licensed for.
Staff added to keep a ratio when a room fills is a payroll cost, so a working capital loan or a credit line fits it, not an equipment loan.
A front-office copier for a Rogers, AR child care center: loan or lease?
Illustration only, invented figures: a center prices a multifunction copier for its front office, which prints enrollment packets, sign-in sheets and classroom newsletters, at $9,860. Borrowed on an equipment loan for 36 months at an invented 11.2% annual rate, the copier costs $323.74 a month, or $11,654.64 once all invented payments are made. The center owns the copier after the last one.
An invented lease on the same copier runs $299 a month for 36 months, with a $1,185 buyout to keep it at the end. With the buyout, the invented lease totals $11,949, which is $294.36 more than the invented loan. Without the buyout, the center hands the copier back and pays $10,764 in this invented case.
A partner may ask for the dealer's quote with the copier's model and its monthly page allowance. Many copier leases bundle a service plan with toner, and that part is an operating cost; asking the dealer to price the service plan apart shows how much of each payment is for the machine itself, before choosing between loan and lease.
Smaller classroom pieces and a director handover are worked in the child care loans article.
Strollers, classroom tablets and an indoor climber on one equipment loan in Rogers, AR
Illustration only, invented figures: a center equips a toddler room from one dealer:
- Three six-seat strollers: $5,070
- Four classroom tablets with cases: $1,660
- An indoor climber set for the gross-motor room: $3,245
The invented quote totals $9,975. Twenty-four invented payments at a 13.4% annual rate come to $476.11 each, and the interest inside them totals $1,451.64. The climber stands on its own frame indoors; anything bolted into walls or floors would be property work outside this site.
Strollers and tablets take daily wear from wheels, screens and small hands, so a two-year term in this invented case ends well before they need replacing. A partner may still set a different term after seeing the quote.
Kitchen equipment at a Benton County, AR child care center: what a request can name
Centers that serve meals buy kitchen items that sit on both sides of the equipment line:
- A reach-in refrigerator or a chest freezer that plugs into an outlet: equipment.
- A countertop convection oven or a food warmer: equipment.
- A commercial dishwasher: the machine is equipment, while its water and drain hookup is property work outside this site.
- A range hood or any new gas line: property work outside this site.
A quote that lists each machine apart from its installation lets a partner see which part a request covers and which part the center pays for on its own.
Child day care services at ZIP 72756 and in Benton County, AR: payroll and owner-only providers
Counting by physical address, 9 child day care services establishments sat in ZIP 72756 in the 2023 ZIP Code Business Patterns (NAICS 624410).
Countywide, the 64 child day care services employers in Benton County paid $38,550,000 in annual payroll in 2023 (County Business Patterns).
Nonemployer Statistics for 2024, a separate program, lists 262 child care services providers in the county with no paid employees and puts their receipts at $4,077,000 between them. Family services providers appear with child care on the industries page; the Rogers, AR page has more local figures.
By Meadowfield Business Capital ยท Updated