Worked here with invented figures: two ice machines, a lobby dispenser and their water filters on a 36-month equipment loan, and a lobby camera kit on a 24-month term loan against eight months of credit line paydowns. Keycard lock sets are split into the hardware a request can name and the door work it cannot. ZIP 72756 and Benton County, AR traveler accommodation counts close the page.
At a glance
- Traveler accommodation at ZIP 72756 addresses
13 employer establishments (ZBP 2023, NAICS 7211)
- Benton County, AR traveler accommodation under five employees
18 of 65, 27.7% (CBP 2023)
- Annual payroll, traveler accommodation
$39,210,000 (CBP 2023)
- Accommodation and food services at ZIP 72756 addresses
126 employer establishments (ZBP 2023, NAICS 72)
What hotel loans arranged here can cover at a Rogers, AR hotel or motel
A request through this site names equipment or an operating cost, never the property. The split looks like this:
| Cost | Can a request name it? | Product that can match it |
|---|---|---|
| Ice machines and their filter systems | Yes, the machines | Equipment financing |
| Keycard lock sets and the encoder | Yes, the hardware only | Equipment financing |
| A camera kit for the lobby and lot | Yes, the kit | A term loan or a credit line |
| Buying, refinancing or remodeling the building | No | Outside this site |
Wiring, door frames, plumbing and any change to the rooms are property work outside this site, even when the item they serve is equipment.
Ice machines and a lobby dispenser on an equipment loan at a Rogers, AR hotel
Illustration only, invented figures: a hotel replaces the ice machines on its guest floors and adds a lobby dispenser on one dealer quote:
- Two ice machines with storage bins for the guest floors: $11,880
- A lobby ice and water dispenser: $5,335
- Water filter systems for the three units: $2,310
The invented quote totals $19,525. Put on a 36-month schedule at an invented 11.45% annual rate, the order means $643.39 each month in this invented case: $23,162.04 across the term, with $3,637.04 going to interest. The water lines and drains that feed the machines are property work outside this site, so the invented request names the machines and the filter systems only.
Ice machines can also be bought refurbished. A partner may ask for the machine's age and the seller's service record, and it may set a shorter term for a refurbished unit than for a new one. Replacement filter cartridges are an operating supply, so an owner can pay for them from operating cash rather than adding them to the loan.
Keycard lock sets at a Benton County, AR motel: the hardware and the door work
A keycard lock set is hardware: the lock body, the reader and the battery pack, plus the front-desk encoder that writes the cards. A request can name those items with the vendor's count per door.
Fitting the sets can mean drilling or replacing doors, and some systems need wiring back to the front desk. That labor is property work outside this site. A vendor quote that lists the hardware apart from installation keeps the request clear, and a partner may ask for exactly that split.
The quote can also show the number of doors, the spare cards ordered and the encoder model, which lets a partner match the hardware price to the size of the property. Old lock sets that are removed have little resale value, so the request rests on the new hardware alone.
Term loan or credit line for a lobby security camera kit? A Benton County, AR hotel view
Illustration only, invented figures: a security camera kit for the lobby, halls and lot costs $8,860. Two invented ways to pay for it:
| Product | Invented rate and length | Invented monthly outlay | Invented interest |
|---|---|---|---|
| Term loan | 12.2%, 24 months | $417.90 | $1,169.60 |
| Credit line draw | 14.1%, paid down over 8 months | $1,107.50 of principal plus interest | $468.48 |
The invented line costs less in interest only because the hotel pays it off in 8 months, with invented outlays of $1,120.51 to $1,211.61 a month, roughly 2.7 to 2.9 times the invented term payment. If the hotel cannot carry $1,211.61 a month, the invented term loan fits better. Running the cables is property work outside this site.
Hotel and motel payrolls in Benton County, AR, and the papers a partner may ask for
The ZIP Code Business Patterns file for 2023 shows 13 traveler accommodation establishments with ZIP 72756 street addresses (NAICS 7211).
Across Benton County, 18 of the 65 traveler accommodation establishments with paid staff had fewer than five employees in 2023, and the group's annual payroll was $39,210,000 (County Business Patterns).
A partner reviewing a hotel request may ask for occupancy reports from the booking system, recent bank statements and the vendor quote. Lodging sits beside child care and family services on the industries page, and the Rogers, AR page covers wider ZIP 72756 counts.
By Meadowfield Business Capital ยท Updated

