Invented cases on this page: an ice merchandiser, hot food case and roller grills on a 36-month loan; three glass-door coolers at 36 and 48 months; and the first fill of stock for the new coolers on a four-month working capital loan. Benton County, AR gasoline station counts from County Business Patterns 2023 close the page.
At a glance
- Gasoline stations, Benton County, AR
77 employer establishments (CBP 2023, NAICS 4471)
- Stations with fewer than five employees
15 of 77, 19.5% (CBP 2023)
- Gasoline stations at ZIP 72756 addresses
15 employer establishments (ZBP 2023)
- What a request here can name
Store equipment, stock and checkout systems
Financing an ice merchandiser and a hot food case for a Rogers, AR station store
Illustration only, invented figures: a station store orders counter and front-of-store equipment on one quote:
- Two-door bagged ice merchandiser: $4,615
- Heated hot food case: $3,280
- Two roller grills: $2,290
The invented quote totals $10,185. Spread across 36 months at an invented 11.65% annual rate on an equipment loan, that comes to $336.59 a month; after the last invented payment the store has paid $12,117.24, which includes $1,932.24 of interest. All three items plug into standard outlets, so the invented request names equipment only.
A merchandiser holds ice that a supplier delivers already bagged. An ice maker that bags on site is also equipment, but it needs a water line and a drain, and that hookup is property work outside this site.
Paying for three glass-door coolers at a Benton County, AR convenience store: 36 or 48 months
Illustration only, invented figures: three freestanding glass-door merchandiser coolers at $5,370 each come to $16,110, priced at an invented 10.4% annual rate.
| Term | Invented monthly payment | Invented total of payments | Invented interest |
|---|---|---|---|
| 36 months | $522.86 | $18,822.96 | $2,712.96 |
| 48 months | $411.69 | $19,761.12 | $3,651.12 |
Stretching to 48 invented months cuts $111.17 from each payment while adding $938.16 of invented interest. A walk-in cooler is different: the unit is equipment, but its installation, wiring and refrigeration piping are property work outside this site.
Filling the new cooler doors: working capital for Rogers, AR c-store owners
New cooler doors stand empty until they are stocked. Illustration only, invented figures: the first fill of drinks and packaged snacks for the three invented coolers costs $6,570. Carried on a four-month working capital loan at an invented 15.6% annual rate, the fill costs $1,696.23 a month, $214.92 of invented interest in all.
After that first fill, weekly reorders are paid from the sales of the stock already on the shelves. A store that wants a standing source for larger stock orders can look at inventory financing, where the goods themselves may serve as collateral.
Checkout terminals and a security camera kit on a term loan at a Benton County, AR store
Two checkout terminals with scanners and a security camera kit for the store and lot can go on one term loan request, priced from the vendor's quote. Running new cables to the counter or the cameras is property work outside this site, so the quote should list the hardware apart from installation.
A merchant cash advance is another product a store can request. It is a purchase of future card sales: a set share of each day's card receipts is collected until a fixed total is paid, so it suits stores with steady card sales and costs more when the factor is high.
The papers behind a Rogers, AR station store cooler request
A partner reviewing a store equipment request may ask for some or all of these papers:
- The vendor's quote with the make, model, door count and price of each cooler or merchandiser.
- Checkout system reports showing sales by category, such as cold drinks, ice and hot food.
- Recent business bank statements matching the card and cash deposits in those reports.
- The store lease or ownership papers, since a partner may want to know how long the store stays at its address.
Category reports may help a cooler request: they show what the new doors are meant to sell. A store that adds three doors of cold drinks can point to how soon the current doors empty between deliveries.
Station stores by staff size in Benton County, AR, and a street-address count for ZIP 72756
County Business Patterns counts 77 gasoline stations with paid staff in Benton County for 2023, a code that includes stations with convenience stores (NAICS 4471). Stations with fewer than five employees made up 15 of that county count.
By street address, 15 gasoline stations fell in ZIP 72756 in the 2023 ZIP Code Business Patterns. Store and counter trades share a group on the industries page, while the Rogers, AR page holds more ZIP 72756 figures.
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